FINALLY, A GROUP OF FORMER BANKERS WHO BRING CLARITY
TO THE PROCESSING WORLD.
MERCHANT PROCESSING CAN BECOME A CORE STRENGTH FOR YOUR BANK.
PAYMENTS ARE REVOLUTIONIZING THE BANKING BUSINESS
Branches no longer boast long teller lines, and cash and check deposits are dwindling. Nowadays, your most significant commercial relationships deposit their funds into your bank electronically. But who is controlling that deposit?
Most banks outsourced their merchant processing business to third parties - often as a result of nominal fee income and the array of service issues that arised due to technological and industry trends. For those banks who remained 'in the business', many struggled to reach their true potential in terms of customer penetration, fee income, and expertise. Whether outsourced or 'in-house', merchant processing has typically never been a core strength for financial instutitions. BUT THAT TREND IS RAPIDLY CHANGING.
Your bank can retake control of its deposits, make competitive fee income, and protect its relationships.
Still not convinced? Are you aware that third party ISO's and processors are now making loans to your clients through the merchant program?
Rest easy, there is a solution. Elmhurst Financial takes a targeted approach to the payments industry. Unique to virtually all of our competitors, the Elmhurst Financial business model focuses on the core value of this industry, which we believe is in the development and protection of banking relationships.
The current market conditions are challenging financial institutions to find new sources of fee income while also fulfilling the great demand for low cost deposits. Of equal importance is the retention of existing banking customers.
It is Elmhurst Financial's view that merchant processing is the modern weapon in the war for banking relationships, and we have been proven successful in effecting a culture shift in the minds of the country's most prominent bankers and institutions across the nation.
YOUR BANK CAN RETAKE
CONTROL OF ITS DEPOSITS,
MAKE COMPETITIVE FEE INCOME, AND PROTECT ITS RELATIONSHIPS.
ELMHURST FINANCIAL HAS 150+ YEARS OF COMBINED BANKING AND PROCESSING EXPERIENCE TO HELP YOU ACHEIVE YOUR GOALS.
WE ONLY WORK WITH BANKS
In fact, we created our business model based on bank culture. As former bankers, we understand you wear many hats. As your partner, we ensure that you have the training, tools, and support you need to be a trusted financial advisor to your clients in the payments arena.
WE WORK FOR YOU
Our primary interest is growing your business. Unique to most of our competitors, we do not sell against our banking partners. Put simply, we believe nobody sells your bank customers better than you.
WE ARE INDUSTRY EXPERTS
Though competitors have tried to emulate our business model, there is no substitute for our expert management and service team. With 150+ years of combined banking and processing experience, you can rely on the most trusted and knowledgeable team in the industry.
Don't like voicemail? Neither do we. In fact, we don't have voicemail at our office during business hours. That means you will always get an expert on the line when you need us - from our CEO to our service experts, our team is ready and encouraged to help you grow your business!
Forget about weeklong seminars with dozens of other bankers. Your time is valuable; therefore we only focus on you. Our one-on-one training program is tailored to answer questions and goals specific to your needs. We are your true partner invested in your success.
We process billions of dollars annually for some of the most respected financial institutions in America. On average, our banks beat the competitors price more than 97% of the time. From mom and pops, to your largest relationships - you can finally process them all.